Online banks pay way more interest and skip the annoying fees. But no branches, deposit limits and sneaky scams can bite you.

Money’s picks for the best online banks and credit unions for 2026.

If you carry out all your life admin — including managing money — from your phone, you may benefit from an online-only or ...

In 2026, SoFi® Bank, N.A. won NerdWallet’s annual award for best overall bank. Its SoFi Checking and Savings is a combination checking and savings account that earns an APY of 3.30% (variable and ...

The Annual Percentage Yield (APY) as advertised is accurate as of 12/30/2025. Interest rate and APY are subject to change at ...

We do just about everything online these days — shopping, staying in touch with friends, syncing up for work meetings and even dating. So it is only natural that banking should follow suit.